Now is The Time to Push For Universal Healthcare Reform
Medical care coverage is a Catch-22 in the U.S. If we want medical insurance benefits, we must either, Option A: Work at a job that provides medical coverage, or Option B: Pay for it out of pocket.
Option A: You must be healthy enough to work. If you lose your job, you lose your health insurance.
Option B: You must have enough money to pay the premiums for medical insurance. Individual coverage and COBRA (the continued medical coverage you can use if you lose your job) costs several hundred dollars per month in premiums alone for one person. Most people are unable to afford Option B.
Healthcare in our country is a corporate-run, for-profit entity. High premiums, high deductibles and large out-of-pocket costs are the norm for the working class. And our premium and copayment costs increase every year. If someone is diagnosed with a health issue, it will take hundreds to thousands of dollars out of the person’s pocket for treatment. If that person is not working to cover the medical bills, they may end up losing their life savings.
It’s a backwards way of caring for our population, because all of us will eventually need medical care.
It is without question that medical debt is what claims the poverty of millions of people every year, due to health issues and the high cost of healthcare. In the United States, the health disparity is the third worst in the world. In other words, if you are rich and affluent, you will receive good medical care. If you’re poor, you will not.
However, our country could adopt a Universal Healthcare System, like most all of the other countries in the world. This would give Americans at least basic coverage with little out-of-pocket costs, and raise our medical care to be equal to the other civilized countries in the world.
Universal health coverage embodies three related objectives:
1. equity in access to…